The information available through PKS Associates is for your general information and use and is not intended to address your particular requirements. In particular, the information does not constitute any form of advice or recommendation by PKS Associates and is not intended to be relied upon by users in making (or refraining from making) any investment decisions.
Appropriate advice should be obtained before making any such decision. Any arrangement made between you and any third party named in the site is at your sole risk and responsibility.
For your information, we would like to draw your attention to the following investment warnings:
The price of shares and investments and the income derived from them can go down as well as up, and investors may not get back the amount they invested. The spread between the bid and offer prices of securities can be significant in volatile market conditions, especially for smaller companies. Realisation of small investments may be relatively costly.
Past performance is not necessarily a guide to future performance.
Where the information consists of pricing or performance data, the data contained therein has been obtained from company reports, financial reporting services, periodicals and other sources believed reliable.
The site operates a policy of independence in relation to matters where the operator may have a material interest or conflict of interest. On conflict of interest, such interest may arise from the receipt of advertising income, commissions based on business introduced, payment for enhanced publication presence, holding of positions, etc.
Contributors employed or contracted by the company to provide site material are required to disregard any material interest or conflict of interest when giving advice through the site.
Journalistic comment included on this site is made to the best of the knowledge and belief of the writer but no responsibility is accepted for actions based on such comment.

Mortgages are possibly the largest single transaction in most people's lives. Buying a property can be a stressful and time-consuming experience, although nowadays the financing of a mortgage is a case of finding and selecting the most suitable deal.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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At PKS Associates, we believe It is important to consider your budget when getting a life insurance, to make sure the policy is right for your needs and affordable over the longer term, and you may prefer to choose from different options offered by the insurance company.
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Typically, many of our clients may want to invest money on a regular basis to build up a capital sum for the future. You might be planning for your retirement, looking to generate investment income to top up your pension, saving for a deposit to buy a property or holiday home.
The value of investments and the income derived from them may go down as well as up, and you may not get back the amount originally invested.
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PKS Associates
6 Somers Road, Rugby,
Warwickshire CV22 7DE
T: 01788 536545
F: 01788 536945
M: 07973628302